Sending a Happy Birthday shout out to Phil @ PT Money. Without him, Hill Thread would not be online!!! Thanks PT, you really made it happen.
Besides being the internet backbone for us, PT also runs a great blog about personal finance. It’s all about saving money, getting out of debt, and living a frugal life. Go check him out at ptmoney.com.
Thanks Phil, and Happy Birthday!


September 29, 2009
lol. you are crazy, Ryan. i appreciate the shout out and the video. i’m excited for Hill Thread and what God has in store for this big idea.